Our focus and responsibilities transcend traditional life insurance and estate planning services. Our listen first, then educate approach helps our clients understand how proper life insurance and estate planning not only helps protect, preserve, and grow all they’ve worked a life time to build, but also contribute meaning, purpose and happiness for their family, and generations to come.
So what sets us apart?
We are firm believers that you don’t buy life insurance just to buy life insurance. It should serve a purpose, and no matter what that purpose might be, maximizing your planning includes intimate knowledge across several variables. In short, our philosophy is simple – life insurance decisions should be measured and tested with facts and math. One tool we use to accomplish this goal is an Internal Rate of Return (IRR) calculation to compare policies and see how different investment alternatives stack up.
We represent our clients, not the insurance company. We provide independent access to all major life insurance carriers and leverage these relationships to secure the best possible underwriting and pricing, ultimately maximizing a policy’s internal rate of return (IRR).
We treat life insurance as a real financial instrument and actively manage this asset through ongoing analysis designed to ensure a long-term focus.
Never-Ending Commitment to Service
We take great pride in the enduring relationships we’ve built with our adviser partners and our valued clients over the years. We work hard to earn your trust in hopes of establishing a lifelong partnership.
Our dedicated service team provides ongoing portfolio management and policy service through our annual review process and trustee support. Such management is critical to ensuring the client’s insurance plays its desired role in their overall estate plan.