What Sets Us Apart


TDC Virginia Benefits & Risk Management also specializes in helping the affluent protect what they have worked so hard to build. A focus in this more sophisticated marketplace allows us to ensure first-class representation for the most successful people in America.


Not all agents are created equal. When it comes to buying personal insurance, you can work with a captive agent or an independent agent. Consider these scenarios:

A captive agent places your insurance with the only carrier that he/she represents. You are sold the same off-the-shelf insurance without an ability to tailor a plan that best addresses your individual exposures.

An independent agent gathers your information, evaluates your exposures, and places coverage with the carrier that has the best products to meet your specific needs.

Carrier Relationships

As an independent insurance agent, TDC Risk Management has aligned itself with only those carriers who share our same client focus. Each carrier offers the highest level of complimentary services for affluent individuals. These carriers include:

  • AIG
  • Nationwide
  • Chubb
  • PURE Insurance
  • Travelers Insurance Group

Claims Advocacy

TDC Risk Management understands the most critical time in your policy is when you have a claim. We serveĀ as your personal claims advocate and manager to ensure you receive a prompt and complete claims experience.